Rushcliffe lends directly to small businesses via Funding Circle. Funding Circle‎ is an online marketplace to connect established businesses who want to borrow money with investors who want to invest money and get better returns. 


Minimum criteria:

  • A minimum annual turnover of £50,000

  • Businesses can be sole traders, limited companies or LLPs

  • 2+ years’ filed or formal accounts

The loans can be used for all sorts of requirements including working capital, expansion capital, property and asset finance and typically, each loan is funded by hundreds of people. RBC has allocated up to £500,000 to lend to businesses through this scheme.